3 Ways To Buy a Used Car With Bad Credit

Having a bad credit history and low FICO credit scores often creates problems when buying a used car. People with serious credit problems frequently have very frustrating experiences when looking for car loans and leases, particularly in times of tight credit and economic stress.

Some banks and finance companies have tightened up from just a few months ago and are much more careful about doing business with "subprime" borrowers with poor credit histories.

However, car manufacturers and dealers are often willing to take some extra risks to get business. Here are three ways you can buy a used car in Salt Lake City with bad, sub par, or less than perfect credit:

1. Apply for a no credit or a first time buyer loan. Helping people with less than perfect credit buy used cars in Salt Lake City is what separates West Valley Auto Plaza from all other used car dealers. West Valley Auto Plaza’s goal is to get you back on your feet in a good reliable pre-owned vehicle that you can afford at a fair price, regardless of your credit situation. The video emphasizes our commitment to get you into a used car you can afford. You will need to fill out an application and provide proof of steady employment and gross monthly income.

2 . Get a car loan from the bank with the help of a co-signer. Ask a good friend or family member that has excellent credit and who has confidence in your ability to make good on the loan. Because co-signers put their good credit on the line, make your payments in a timely manner.

3 . Ask family or friends to loan you the money. Discuss your need for a vehicle with members of your family. Reassure them that you'll pay them back within a timely manner. Loans from family and friends can create stress, especially if there is trouble making payments. All parties should come to a clear agreement on the terms of the loan. Put the loan terms, including when payment is expected each month and how long you have to pay it off, in writing and have all parties sign the agreement. To prevent any family rifts, treat your personal loan as you would a bank loan.

Come out to West Valley Auto Plaza. Credit challenged used car sales is what we’ve done for over 11 years now, and this is what we’ll do for you. Feel free to shop around and see what others have to offer. We know you’ll end up choosing us, because we are the best out there, and we won’t jerk you around!

Great Deals On Auto Repair Services & Used Car Sales In Salt Lake City, West Valley Auto Plaza

We have some great deals going on in auto repair services right now, as well as the best financing package to buy your next used car in Salt Lake City. Come in and take advantage of our spectacular service!

West Valley Auto Plaza’s goal is to get you back on your feet in a good reliable pre-owned vehicle that you can afford at a fair price regardless of your credit situation. This is what we’ve done for over 11 years now, and this is what we’ll do for you. Feel free to shop around and see what others have to offer. We know you’ll end up choosing us, because we are the best out there, and we won’t jerk you around!

Amazing (and Affordable) Used Car Purchase Sale At West Valley Auto Plaza June 23-25

These next few days-Thursday through Saturday-June 23 to June 25-you have the best chance to buy a used car in Salt Lake City. Watch the video, and see the used car confidence package Nick is offering!

Every car on our lot here at West Valley Auto Plaza has:

• An 80 Point Inspection Check


• A 90 Day Used Car Warranty


• $99 DOWN to purchase!

Now is the greatest time to buy your next used car in Salt Lake City!! Come see us-today through Saturday, June 23-25!

West Valley Auto Plaza’s goal is to get you back on your feet in a good reliable pre-owned vehicle that you can afford at a fair price regardless of your credit situation. This is what we’ve done for over 11 years now, and this is what we’ll do for you. Feel free to shop around and see what others have to offer. We know you’ll end up choosing us, because we are the best out there, and we won’t jerk you around!

The 10 Best Used Cars To Buy In 2011: Kiplinger List

According to Kiplinger rankings , they picked ten vehicles — seven sedans, two SUVs and one convertible — that received top scores for performance, value and safety, got high marks for reliability, and won't drain your wallet at the gas pump.Dealer and private-party prices are based on actual transactions reported by Edmunds.com for previously owned vehicles considered to be in "clean" condition and driven an average of 12,000 miles a year. Also included are the certified used price of each vehicle, based on actual sales. Certified vehicles pass a rigorous inspection and include a warranty that goes beyond the car's original warranty.

1. 2008 Honda CR-V LX

Price when new: $21,370
Dealer used price: $16,438
Private-party price: $15,359
Certified used price: $17,556
MPG (city/hwy): 20/27

2. 2009 Ford Fusion SE

Price when new: $21,775
Dealer used price: $16,055
Private-party price: $14,352
Certified used price: $16,843
MPG (city/hwy): 20/28

3. 2007 Toyota Highlander Hybrid

Price when new: $33,135 (base model)
Dealer used price: $20,553
Private-party price: $19,059
Certified used price: $22,371
MPG (city/hwy): 28/25

4. 2007 Volvo S60 2.5T

Price when new: $31,580
Dealer used price: $15,051
Private-party price: $13,550
Certified used price: $17,243
MPG (city/hwy): 19/28

5. 2008 Hyundai Elantra SE

Price when new: $17,845
Dealer used price: $12,026
Private-party price: $10,969
Certified used price: $13,317
MPG (city/hwy): 25/33

6. 2009 Nissan Altima 2.5 S

Price when new: $22,260
Dealer used price: $16,259
Private-party price: $14,791
Certified used price: $17,316
MPG (city/hwy): 23/31

7. 2008 Honda Fit

Price when new: $14,620 (base model)
Dealer used price: $11,051
Private-party price: $10,276
Certified used price: $11,667
MPG (city/hwy): 28/34

8. 2008 Toyota Prius

Price when new: $21,610 (standard model)
Dealer used price: $15,231
Private-party price: $14,257
Certified used price: $16,677
MPG (city/hwy): 48/45

9. 2009 Mazda MX-5 Miata Sport

Price when new: $23,500 (manual, soft top)
Dealer used price: $18,501
Private-party price: $16,967
Certified used price: $20,197
MPG (city/hwy): 22/28

10. 2009 Mercedes-Benz E350

Price when new: $54,075
Dealer used price: $34,155
Private-party price: $32,710
Certified used price: $36,437
MPG (city/hwy): 17/24

West Valley Auto Plaza’s goal is to get you back on your feet in a good reliable pre-owned vehicle that you can afford at a fair price regardless of your credit situation. This is what we’ve done for over 11 years now, and this is what we’ll do for you. Feel free to shop around and see what others have to offer. We know you’ll end up choosing us, because we are the best out there, and we won’t jerk you around!

10 QUESTIONS TO ASK WHEN BUYING A USED CAR

Take the stress out of buying a used car by becoming informed! This video shows how one dealership, West Valley Auto Plaza, listens to customer's needs and requests about how to buy a used car in Salt Lake City, and throughout Utah.

Below is a quick list of 10 questions that may help you decide on the used car for sale that is right for you:

1. If the car is certified, can I see the mechanic’s pre-certification inspection?

Every certified car has to go through an inspection before it can be certified. Ask to see that paperwork to find out what was fixed. It’s a good piece of paper to hold onto for future problems.

2. Who was the vehicle purchased from?

If it was a trade-in to that dealership, ask to see the maintenance records. If it was bought at an auction, make sure it is gone over with a fine-tooth comb by a mechanic who specializes in inspecting used cars.

3. Who certified a used car that is called certified?

The only certification that means anything is a manufacturer certified pre-owned car. All others are insurance backed programs that I have rarely heard good things about.

4. How long of a test drive can I take?

See if the dealer will let you take the car for an extended test drive. Put it in writing that you won’t put more than 100 miles on the odometer, prove you have insurance, and you’ll bring it back with the same amount of fuel that was originally in the tank.

5. Is a CarFax report provided before purchase?

A reputable dealership will have no problem with this. A disreputable dealership might, or worse yet, might present a doctored report. Make sure the report’s vehicle identification number matches the VIN on the used car you’re looking at.

6. What is the dealership’s return policy?

A consumer friendly dealership will probably give you time to rethink the purchase and at least provide you equal value. No dealership is going to offer you cash back.

7. What is your cash price for this used car?

Dealers try to make money off financing, but in any market, cash should get you a lower price. Point out to the dealer it eliminates a lot of work on their end when you plop cash on the table.

If the dealer won't give you a deal for cash, ask what kind of consideration they will give you for doing the financing through them. Just make sure the rate they offer is equal to or lower than what your bank or credit union would offer.

Cash should still get you a lower price but sometimes financing can work to your advantage, too. Either way, make your money work for you.

8. What is the miles per gallon of this vehicle?: These days, it wouldn’t hurt to ask about fuel economy and miles per gallon. Also ask about E85 fuel. Some vehicles with smaller engines use this flex fuel, which is a blend of 85 percent ethanol and 15 percent gasoline.

9. What service has the dealership performed on the used car since acquiring it?

This helps you determine what value you’re getting for your purchase. Complete overhauls mean you won’t be dealing with service repairs anytime soon after purchasing the car.

10. Do you take trade-ins?

This makes your life a lot easier if the dealership will handle this for you. Don’t let yourself get tied up in trying to selling your own used car, especially if you hate selling used cars.

West Valley Auto Plaza’s goal is to get you back on your feet in a good reliable pre-owned vehicle that you can afford at a fair price regardless of your credit situation. This is what we’ve done for over 10 years now, and this is what we’ll do for you. Feel free to shop around and see what others have to offer. We know you’ll end up choosing us, because we are the best out there, and we won’t jerk you around!

"Like" Us On Facebook, and Get a $9.95 Oil Change!!

"Like" us on our Facebook page, for Wets Valley Auto Plaza and Meineke Muffler Auto Repair, and get a $9.95 Oil Change!!

Best Deals On Used SUVs and Trucks At West Valley Auto Plaza

Gas prices up? That means prices are down on used trucks and SUVs. Nick Markosian shows the great deals on SUVs and trucks at West Valley Auto Plaza in this video. West Valley Auto Plaza, the best deals on used cars and trucks Salt Lake City. Call to find out about these deals: 801-886-1700.

West Valley Auto Plaza’s goal is to get you back on your feet in a good reliable pre-owned vehicle that you can afford at a fair price regardless of your credit situation. This is what we’ve done for over 10 years now, and this is what we’ll do for you. Feel free to shop around and see what others have to offer. We know you’ll end up choosing us, because we are the best out there, and we won’t jerk you around!

Best Financing and Service To Buy Used Cars In Salt Lake City

We pride ourselves on our ability to quickly and easily provide used car financing solutions for our customers. We are experts in helping credit-challenged individuals obtain affordable used car loans for their new vehicles. Watch this video to see all of the ways we make buying used cars in Salt Lake City Utah the most effective solution for your needs.

West Valley Auto Plaza’s goal is to get you back on your feet in a good reliable pre-owned vehicle that you can afford at a fair price regardless of your credit situation. This is what we’ve done for over 10 years now, and this is what we’ll do for you. Feel free to shop around and see what others have to offer. We know you’ll end up choosing us, because we are the best out there, and we won’t jerk you around!