For those of you who may have experienced some credit issues for the first time in your life due to the economic mess we all find ourselves in these days and you’re concerned about what you’re going to run into while shopping for a car let me attempt to put your mind at ease.
We have been dealing with banks that recognize the difference between a person who’s just plain flakey and doesn’t care vs. someone that’s responsible and conscientious but simply ran into trouble due to unforeseen circumstances like so many of us have experienced in recent years. These banks have been around for years. In fact they were around long before the sub prime mortgage mess made the word “sub prime” taboo. These people make very fair loans to customers that otherwise are great people.
During the mortgage meltdown they were forced to cut back on the amount of loans they did simply because no one would give them money to loan because they were affiliated with that taboo word “sup prime”. But these lenders were making responsible loans to customers long before the mortgage mess ever occurred. In fact they went through a similar melt down in the late 1990’s and learned their lessons. So now that everything has calmed down somewhat these lenders are now able to find money to loan to people just like you. In fact for the first time in over two years they are actually calling us wanting our business.
I believe there are a lot of people out there just like yourself that really need a car but do not want to take the chance that they might be turned down for a car loan or forced into a car they don’t want or have to pay an extremely high interest rate. The issue more times than not is not you. It’s the dealers you’re trying to do business with. They simply don’t know what they’re doing. We do! We’ve been doing this for over ten years and we’ll help you get into the right car at the right price.
So the moral of the story is this: Don’t make assumptions. Don’t think that a few late pays or collection’s are going to put you out of the market for the vehicle you want. There is only one way to find out what’s really available to you and that is to contact us. Hope to hear from you soon!
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1 comment:
My husband bought a car from the West Valley Auto Plaza this past Saturday and also put a $1000.00 down. I picked up the car on Monday and as I was driving away a salesman ran out the front door and said that i needed to come back immediately because the horn did not work. Not only was that some shady business but i do not appreciate the other salesmen and general manager giving us the run around when we told them we would like to speak directly to the Owner about getting a refund. Not only is there no "Non-refundable" policy in the contract it also does not say that we can not get our money back. We would like to speak with you directly, the general manager and salesmen are doing nothing but JERKING US AROUND..something that your slogan obviously says you won't do. My husbands name is Kauasi Lomu (801)530-9809. You may contact me at (801)530-9648.
Best,
Mua Aiono
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